First, a Hold Harmless clause involves the assumption of contractual liability, which is generally excluded by contractual exclusions of liability in insurance policies. For example, if the extension of contractual liability covers only damage resulting from an act, error or omission of the insured in the provision of the corresponding services or supplies, damage which falls within the scope of the provision, but which does not actually result from an act, error or omission of the insured, would not be covered by the policy. In a harmless agreement, responsibility is transferred from one person to another. Depending on the circumstances, this plan may be advantageous and fair or inappropriate. Maintaining harmless agreements can offer a variety of protective measures. These are usually divided into three groups: general, services, and property use. Often, we encounter in treaties exemption clauses that oblige one contracting party to keep the other party “unharmed”.
Multiple Award-Winning Book: Quiver
The long-awaited sequel to the multiple award-winning A Rose For Jonathan.
Winner of the New Apple Award for Excellence in Independent Publishing!
There is something strange about Jonathan...he's not like other people. He has a gift that is both dangerous and unusual and the angels around him work hard to guard his secret. Even though his family tries to keep him away from Pastor John’s church, Jonathan finds his purpose and he finds love. As his gift grows, the angels and demons begin to clash and he is forced to make a choice: leave or put the love of his life in danger. Once on his own, he learns powerful lessons about his gift; but eventually, the demons find him again. The spiritual world is forced to go to battle to fight for control of Jonathan and the entire region. Find out what every demon fears the most and what every angel guards so passionately in this fast-paced novel that will keep you guessing until the last page.
Purchase book: Click image
Multiple Award Winning Novel!
A pastor begins to see things that he cannot explain. As more unusual things occur, he is forced to face his "gift" and determine how to use it. When he finds the source of the gift, he also discovers the power of prayer and scripture and brings an entire town to its knees.